Run your billing from WhatsApp.
Generate invoices. Record payments. Send reminders. Manage school fees. All from chat. Free forever for businesses and schools in Ghana.
Free forever • Unlimited invoices • GH₵ 5 welcome credits
On Your Phone
Manage everything from WhatsApp
Payo Bot
online
TODAY
What would you like to do?
Open Menu
9:30 AM
Message
On Your Computer
Full dashboard for setup & reports
payo.genplatform.io/dashboard
Real-time reports
PDF templates
Client management
Tax & settings
Two ways to use Payo. Use the one that fits the moment.
The bot that actually does the work
Tap a menu. Pick a client. Done. No typing. No switching apps. No training needed. Just WhatsApp, the way you already use it.
Create An Invoice
Type a client name, an amount. Done.
Invoice Kofi 500
📄 Invoice Preview 👤 Kofi Mensah 💰 GHS 500.00 📅 Due: Jul 09 [✅ Confirm] [❌ Cancel]
✅ Confirm
✅ Invoice INV-2026-068 sent to Kofi via WhatsApp.
Generate Fees Bills
Bill an entire class in 3 taps.
💰 Generate Bills
Which class? • JHS 1 — 28 students • JHS 2 — 31 students • JHS 3 — 26 students
JHS 3
✅ 26 fees bills generated for JHS 3 — Term 1 2026
Record A Payment
Bursar gets paid? Tap, tap, done.
Paid Fadila 6200
💰 Distribution Preview • INV-062: GHS 600 — FULLY PAID • INV-068: GHS 5,600 — partial [✅ Confirm]
✅ Confirm
✅ Payment recorded. Receipt sent to Fadila.
No App To Install
WhatsApp is already on your phone
Works Offline*
Messages queue when signal returns
Bank-Grade Secure
Your data, encrypted end-to-end
Tap. Not Type.
Pickers everywhere — zero training
Send Hi to +233 54 924 3182 to see the bot live, or:
One platform. Two powerful modes.
For Businesses
Freelancers, SMEs, service providers.
For Schools
Private schools, colleges, academies.
You decide who pays the online payment fee
When clients or parents pay online, the 1% fee (capped at GH₵ 30) can be absorbed by you or passed to the client as a convenience fee. Your choice. Change it anytime.
Most schools pass the fee to parents — making Payo effectively free for the school to use.
This changes everything
Seconds
to generate fees bills for your entire class.
What used to take days of handwriting now takes seconds. Pick a class. Pick a term. Pick a fee template. Done.
0
paper bills
0
bank queues
Free
to use
Stop chasing payments.
Set up in 2 minutes. Start billing today. From WhatsApp.
No credit card • No monthly fees • GH₵ 5 welcome credits
Questions? Try the bot:
“I built Payo to help Ghanaian businesses grow without expensive software. My only request? If it helps you, please tell one other business owner or school proprietor about us. That is how we keep Payo affordable for everyone.”
— Musah Tachie, Founder